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OUR SERVICES

At Cincinnati Investment Advisors, LLC our team strives to keep your individual objectives our number one priority. We believe that the best way for an investor to be successful is to have a clear understanding of which investment products are most appropriate for their unique situation.

Our investment philosophy is to be clear and concise with our fees so that our clients fully understand what services they are receiving for what they are paying for. We actively manage clients’ accounts, making adjustments based on market conditions and investment performance. We attempt to control risk through diversification and vigilant portfolio construction.*

Our Areas of Expertise

Financial Planning

When is the last time you looked at your total financial picture? Adequate financial planning will help you to create a plan that is based on your budget, debt to asset ratio, insurance needs and investment strategies. No two individuals are alike so no two financial plans should be alike. We consider your individual goals and entire financial situation to create your financial plan specific to you. If you don’t have a plan, how do you know where you are going and how will you know once you’ve arrived?

  • Retirement Plans
  • Educational Funding
  • Trusts/Wills/Estate Planning
  • Reviews
  • Tax Planning

Financial Planning Offered Through LPL Financial, a registered investment advisor.

Retirement

Are you on track? How do you get there? What are the ways you can save on taxes? What are the tax implications? In order to live the best retirement possible ask us for a free consultation before you retire. We can provide you with strategies designed with your goals in mind. We want you to work during retirement if you want to, not because you have to.

  • Traditional/Rollover IRA
  • Roth IRA

Insurance

Have you had any life changing events like the purchase of a home or vacation home, marriage, divorce, children or inheritances? When is the last time you had your insurance reviewed? Whatever type of insurance product you have, we are able to review your coverage and tell you if it still fits your needs or if you should make any adjustments.

  • Life
  • Disability
  • Long-Term Care

Employer Retirement Plans

  • 401(k)
  • 403(b)
  • SIMPLE
  • SEP
  • Single K
  • Prevailing Wage (PW) Plans

      For the employer:

We assist in helping employer’s understand the multitude of retirement plan options available. Matching the right retirement plan to fit the goals and objectives of the employer. We offer enrollment meetings and onsite annual (or more often at the plan sponsor’s request) plan updates. Cincinnati Investment Advisors is part of a select group of advisors that are using a platform called Retirement Plan Consulting Program (RPCP). RPCP can help with your fiduciary responsibilities, promote retirement readiness for your employees and support the overall effectiveness of your retirement plan. Along with this, we are able to provide ERISA section 3(21) services. 3(21) services include investment policy statements, fund screening & selection and ongoing monitoring of the funds conformance with the investment policy statement for the plan.

      For the employee:

We provide information to guide investment decisions through education. We offer personalized assistance in determining retirement goals.

 

In addition, we provide assistance with investments, including: 

  • Stocks
  • Bonds
  • Mutual Funds
  • CD’s
  • ETF’s
  • Options


*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.