OUR SERVICES

Comprehensive financial planning helps you see the big picture and set goals, a crucial step in mapping out your financial future. We consider your individual goals and entire financial situation to create a financial plan specific to you. If you don’t have a plan, how do you know where you are going, and how will you know once you’ve arrived?

• Cash Flow Analysis
• Retirement Planning
• Educational Funding
• Estate Planning
• Tax Planning

A personalized asset allocated portfolio is created for you based on your specific goals, objectives, time horizon and risk tolerance. We actively manage clients’ accounts and adjust, when necessary, based on market conditions and/or investment performance. We attempt to manage risk through diversification and vigilant portfolio construction.

When determining where to invest, we look at which broad categories of the market that currently make sense and select an appropriate security based on our research. By following our disciplined strategic approach, we hope to avoid making emotional short-term decisions based on current market or global events.

Are you looking for education or advice on the abundance of financial topics, but don’t have a large amount of investable assets? Then one of our subscription pricing plans may be for you! We believe that financial planning with a professional partner should be accessible to everyone. 

• Quick Start Plan – Offers access to our team for advice or education on one or two topics/services, for a one-time fee
• Basic Plan – Typically for young (or new) professionals that are in the beginning accumulation stages with no investable assets
• Standard Plan – Typically for high earning, mid-career professionals with no investable assets
• Advanced Plan – Typically for high earning, mid-career professionals with minimal investable assets

Have you had any life changing events, like the purchase of a home or vacation home, marriage, divorce, children, or inheritance? When is the last time you had your insurance reviewed? Whatever type of insurance product you have, we can review your coverage and tell you if it still fits your needs or if it’s time to make any adjustments. 

• Life
• Disability
• Long-Term Care

We specialize in helping small business owners and HR departments navigate the ever-changing employer sponsored retirement plan world. We help match the right retirement plan to fit the goals and objectives of the company. We provide enrollment meetings and onsite annual plan updates. In addition, we offer individual and personalized education and guidance to each employee, at no additional cost the employees.

Our team is apart the Retirement Plan Consulting Program (RPCP), which allows us to help with your fiduciary responsibilities, promote retirement readiness for your employees and support the overall effectiveness of your retirement plan.

It takes a team to ensure your financial health is in order and being on your team means we will consult with other trusted professionals, like attorneys and accountants, when necessary or requested. We also facilitate multi-generational meetings, making the conversation with family members easier, and legacy planning to ensure your wishes are met even beyond your years.

Whether you are still in the planning stages for retirement, or have already decided, we can help educate you on your options, next steps, and what to expect. Our goal is to help give you confidence and encouragement in your decision to retire. 

• Education on workplace retirement plan options
• Income distributions to replace your paychecks
• Qualified charitable distributions of RMD’s
• Beneficiary designations and planning
• Social Security & Medicare planning

With over 40 years of combined experience in the financial services industry, our team offers a broad scope of knowledge and areas of expertise. More importantly, we have a documented succession plan in place in the event that something unfortunate happens. You can rest assured knowing that you won’t have to try very hard to get connected with one of our team members when you need us.